WHAT IS FORECLOSURE?
Guiding Homeowners to Stability – No to Foreclosure, Yes to a Secure Future.
Assess Financial Situation
Review income, expenses, and debts to determine ability to make payments.
Check how far behind the mortgage payments.
Communicate with the Lender
Assist in contacting lender as soon as possible to understand the foreclosure timeline and deadlines.
Assist in submitting a hardship letter explaining financial difficulties.
Provide Counseling Resources
We refer to a HUD-approved housing counselor for free assistance.
Recommend a foreclosure defense attorney to explore legal protections.
Offer Budgeting and Financial Planning Advice
We help adjust your budget to prioritize mortgage delinquency.
We help you explore your additional income sources or government assistance programs.
GET TO KNOW MORE
Loan Modification – Working with lenders to adjust the loan terms, making payments more affordable.
Forbearance Agreements – Temporarily pausing or reducing payments due to financial hardship.
Refinancing Options – Securing a new loan with better terms to replace the existing mortgage.
Short Sales – Selling the home for less than the remaining mortgage balance to prevent foreclosure.
Government Assistance Programs – Programs like FHA, VA, or local initiatives that provide financial relief.
Legal Assistance – Helping homeowners understand their rights.
Tell people where they can find you.
Real Estate Dr.
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